KIRKSVILLE, MO -- For Wednesday’s Facebook Story of the day, our viewers wanted to know what you can do to lower your care insurance premium. While car insurance policies are pretty generic compared to other types of insurance, most people don’t even realize the discounts they qualify for.
“A couple different things that affect insurance premiums, the coverage that you have, deductibles, where you drive, what you drive, how old you are, your driving record, and even your credit history. So all those things are a factor in deciding what your insurance premium is. What we recommend is sitting down with a local agent. Each individual, each family is different, unique. But car insurance is pretty generic. So sitting down with someone who does this everyday can give you some insight and make sure we have the right coverage in place for you and your family,” says Kirksville State Farm agent Brian Maijala.
Other things that can give you a discount include young drivers with good grades, multiple cars, and packaging multiple types of insurance together.
It is also important to review your policy yearly as your policy is likely to change as you get older. You could qualify for more discounts or need different coverage.
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