KIRKSVILLE, MO. -- If a fire damaged your home tonight or a burglar stole your valuables could you prove to your insurance company what you lost and how much it is worth?
Having a record of what you can own can help put your life back together again after a crisis. So here is some advice on how to do it:
Use a digital or video camera to shoot photos or videos throughout your home. Include every room, wall and closet and focus in detail on art objects, antiques or jewelry. It’s also good to take close-ups of model and serial numbers on particularly important items. Be sure to take separate shots of your big screen TV and pieces of jewelry. You can even take photos of receipts and appraisals and other documentations.
Then combine this visual record with a detailed written list. You can create a home inventory spreadsheet yourself or use a home inventory software program. Or fill out a checklist provided by your insurance company. Identify items by type and give brand names and serial numbers.
After pictures and lists are stored on your computer, copy the records onto DVD’s or CD’s. Some homeowners also create an album or notebook of the pictures. Give a copy of the disk to a trusted friend or relative. Put one in your bank safety deposit box or store in a secure place at your office. Then you will be ready to deal with possibly property loss at your home.
Whitney Harrison Insurance, Inc.
2412 S. Franklin Kirksville, MO 63501
Phone: 660-665-1212. Fax: 660-665-9444
http://www.whitneyharrison.com/
TV Station Profiles & Public Inspection Files forKTVO